Call Us atInsurance policy requirements for Uber drivers in Bothell may seem complicated at first. In summary, all Uber drivers are required to carry liability insurance, just like any other driver. Uber also supplies insurance coverage when a customer is in the vehicle.
If you were injured in an accident with an Uber driver, call the talented rideshare accident attorneys at Libbey Law Offices, LLC, today. We understand insurance policy requirements for Uber drivers in Bothell, and we will help you pursue the compensation you are owed for your injuries and property damage.
Auto Insurance Requirements for Uber Drivers
The state requires all drivers to ensure their vehicle has liability coverage while driving on public roads. In legal language, liability means responsibility, and liability insurance exists to pay for injuries and damages a person might cause to others.
The minimum amount of liability coverage an Uber driver must carry in Bothell is:
- $25,000 personal injury coverage
- $50,000 personal injury coverage for more than one person hurt in an accident
- And $10,000 coverage for damage done to property
Many professional drivers choose to purchase more liability coverage, which is sensible, because medical care costs and repair costs have skyrocketed in recent years. Consider, for instance, that the average ambulance ride in Bothell ranges from $300 to $3,000. If an Uber driver caused an accident that harmed a whole family, or a van full of people, the ambulance costs alone could quickly amount to tens of thousands of dollars.
Uber Also Carries Liability Insurance
Uber provides liability coverage for passengers, but it only applies when the driver is actively transporting a passenger. The coverage does not apply when the driver is on personal errands, waiting for a ride request, or driving to pick up a passenger.
Insurers Will Offer a Tiny Settlement
After an Uber accident, insurance companies may approach the injured party with a low settlement offer. Do not accept any payment without first consulting an attorney experienced in these cases.
Insurance companies use claims representatives to reduce payout amounts, offering large bonuses and incentives to keep settlements low. They often pressure an injured party to accept an inadequate settlement, and once the injured party accepts it, they lose the ability to seek additional compensation.
Why Do People Injured in Uber Accidents Accept Low Settlements?
After an accident, an injured person often experiences significant pain. A brain injury or strong pain medications may impair clear thinking, making it harder to evaluate a settlement offer.
Many people injured in Uber accidents worry about their financial future. They may miss work or school and struggle to pay current bills while medical costs keep rising, increasing stress for their families. A small settlement may feel like a quick solution, but insurance policy requirements for Uber drivers in Bothell are designed to provide coverage for injuries.
Learn More About Insurance Policy Requirements for Uber drivers in Bothell & Schedule a Consultation
If you were hurt in an Uber, contact us today to learn more about insurance policy requirements for Uber drivers in Bothell. We will work hard to help you collect the compensation all these insurers owe you, and we do not collect any fees until our clients receive compensation. Contact us today for a free consultation.
