Bothell residents are increasingly dependent on the convenience of rideshare apps like Lyft for work, play, and everything in between. Lyft drivers are readily available and allow users to avoid traffic congestion and other stresses of driving. While Lyft services take the steering wheel out of your hands, they do not eliminate the potential for an accident. Learning about the insurance policy requirements for Lyft drivers in Bothell can help you get the compensation you deserve for injuries sustained in an accident that was not your fault.
An experienced rideshare accident lawyer can help you understand your legal options for pursuing compensation from the driver or company’s insurance provider and guide you through the legal process of filing a claim.
Insurance Requirements for Lyft Drivers
Lyft drivers must maintain automobile insurance that meets Washington State regulations. They need coverage from the moment they log into the app until each ride finishes. The following details outline the insurance requirements for rideshare drivers in Bothell.
Before Ride Acceptance
When a driver is logged into the Lyft network but has not yet accepted a ride request, company-provided insurance coverage must provide minimum liability coverage of $50,000 per person and $100,000 per accident for bodily injury, and $25,000 for property damage. Drivers must also have underinsured motorist coverage and personal injury protection.
While Transporting a Passenger
When a passenger enters the vehicle, coverage increases substantially to $1 million in combined single-limit liability coverage for death, personal injury, and property damage. Underinsured motorist coverage also increases to $100,000 per person and $300,000 per accident.
Compensation for Damages in Lyft Accidents
Rideshare companies like Lyft are under pressure to maintain a spotless reputation and keep costs low. Insurance professionals for these companies prioritize the company’s best interests instead of the accident victims. As a result, it is common for companies to attempt to deny or devalue injury claims.
An experienced rideshare accident attorney is a skilled negotiator who can help injured parties avoid these tactics and get fair compensation for the injuries and damages they sustained. Compensation for Lyft accidents may include:
- Lost wages
- Loss of enjoyment of life
- Loss of earning potential
- Current and future medical expenses
- Pain and suffering in performing daily activities
- Costs related to long-term or permanent disability
Compensation awarded in any Lyft accident case depends on the severity of the injury and the circumstances of the accident.
Contact an Experienced Rideshare Accident Lawyer to Learn Your Legal Options
Insurance policy requirements for Lyft drivers in Bothell exist to ensure anyone injured in an accident caused by a rideshare driver is fairly compensated for the costs related to their injuries. Whether you were a passenger, a driver, or an occupant of another vehicle, you deserve compensation to support the best recovery possible. However, the complexities of liability in a Lyft accident can make the legal process difficult and time-consuming. If you were hurt in a Lyft accident, it is a good idea to have a skilled attorney by your side to help ensure you get the maximum compensation available.
At Libbey Law Offices, LLC., our rideshare attorneys are dedicated to ensuring accident victims receive the compensation they deserve to achieve the best outcome possible. We do not charge a fee unless you are compensated for your losses. Contact us today to schedule your risk-free consultation.