Has your insurance company denied your claim or unreasonably delayed payment on your claim? Has your insurance company undervalued your claim and paid only part of your actual loss?
If your insurance company is not treating you fairly, contact an Anchorage insurance claim lawyer from Libbey Law Offices. We can review your policy and help you determine your best course of action. Based in Anchorage, we serve clients in nearby communities such as Palmer and Wasilla, as well as across Alaska.
Trustworthy personal injury attorneys can assist clients with auto insurance claims and homeowners insurance claims, including denial of claims involving property damage or liability coverage.
How to Appeal a Car Insurance Claim
When appealing your car insurance claim you will need to follow these four steps: review your insurance policy, write to your insurance company to address the denial and any potential mistakes, appeal to the state insurance commissioner, and hire an insurance bad faith attorney to represent you.
Sometimes accident claims can be denied because the insurance company evaluated the claim incorrectly. In this type of situation there are several steps you should take to appeal your claim:
- Review your insurance policy to ensure that you are understanding it correctly. It can be helpful to review your policy with a skilled attorney who can help interpret any policy limits that may be confusing.
- Write to the insurance company and identify where you believe they made a mistake and ask them to renegotiate their decision. Be sure to include any additional evidence you may have. If they refuse to negotiate with you and you still believe you have been wrongfully denied, you can move on to the next step.
- Appeal the company’s decision to the State Insurance Commissioner. You will need to write another letter detailing the same case that you have laid out for the insurance company. You will then we assigned a case number and a case investigator who will work to understand both your account and the insurance company’s before resolving your case.
- Hire an insurance bad faith attorney. If you decide that you want to take your insurance company to court based on claims of bad faith, you should hire a skilled lawyer to represent you.
Insurance “Bad Faith” Claims
There are many regulations and statutes that limit the power of insurance companies to provide protection to policyholders like you. Our attorneys can help you assert your rights.
We will review your policy to determine if your contractual rights have been violated. If you have a basis for relief, we can seek the compensation you need by negotiation or, if necessary, by litigation. We have experience handling insurance bad faith claims, which are claims that seek to hold insurance companies responsible for the wrongful denial, delay, or payment of claims.
Manage Your Claim with an Anchorage Insurance Claim Attorney
Our Anchorage insurance claims lawyers handle insurance claims on a contingency fee basis, so you pay no fees to us unless we recover compensation for you. Reach out to let us put our experience to work for you.