Call Us atFiling a food delivery accident claim in Bothell can be a confusing process, and any mistakes can leave you without full compensation. There are often many parties involved, including the delivery app corporation, its insurer, the driver’s insurer, and anyone else involved in the accident.
Our talented food delivery attorneys at Libbey Law Offices, LLC, simplify this complicated claims process for you and seek the compensation you need through the proper sources.
Step-by-Step Process for Filing Claims
Following the steps below after an accident with a food delivery driver in Bothell can protect your physical well-being and your claim.
Get Medical Attention Immediately
Even if your injuries seem minor, see a doctor. Documenting all medical treatment is crucial since the symptoms of some injuries do not show right away. Medical records strengthen your claim and prove the severity of your injuries.
Identify All Applicable Insurance Policies
If a delivery driver hit you, you may be able to file claims against their personal insurance, the delivery app’s coverage, or both. The process depends on when the accident occurred and who was at fault.
File a Police Report Right Away
Police reports provide official documentation that insurance companies require. Make sure to keep the report number and the responding officer’s contact information for your records.
Required Documentation for Delivery App Claims
You need comprehensive evidence to prove the food delivery driver’s work status, and the right Bothell car accident lawyer could gather and organize everything for your claim. Essential documents include the following:
- Your insurance policy details
- Police report with driver and vehicle details
- Photos of the damage and the accident scene
- Medical records and bills for your treatment
- Proof of delivery app activity by the driver
- Witness statements and contact information
Keep detailed records of all conversations with the insurance companies. Write down adjuster names, claim numbers, and everything they tell you about coverage.
When a Crash Must Be Reported
Under RCW 46.52.030, you must report an accident to the Washington Department of Licensing if it involves injury, death, or property damage of $1,000 or more. The report must be filed within four days unless police have already investigated and filed one.
Always call 911 for accidents with injuries or major damage, since the police report provides neutral documentation that helps establish fault. Our Bothell attorneys could advise you on the next steps toward filing a claim after being involved in a food delivery wreck.
Important Claim Deadlines in Delivery Driver Accidents
While the state’s statute of limitations gives you three years to file a personal injury lawsuit, it is important to remember that you should begin the insurance claim process much sooner. Most insurance policies require you to notify them within 30 days of the accident. Delivery apps also have their own strict reporting deadlines, some of which are as short as 24 hours.
Missing any of these key deadlines in Bothell can result in your claim being completely denied, leaving you to pay for your food delivery crash damages out of your own pocket. Further, evidence can disappear the longer you wait to begin the claim process with an attorney.
Why Is Hiring a Lawyer Important in Accident Cases?
Insurance companies often deny food delivery wreck claims in Bothell for several common reasons. There are often commercial use exclusions, and personal policies reject delivery-related crashes. There might also be coverage period disputes and denials if the accident happened while the driver was off their shift or not on a delivery.
Facing a denied claim is intimidating, but you do not have to fight the insurance companies alone. At Libbey Law Offices, LLC, we help drivers and accident victims fight back and get the compensation they deserve.
Call Our Bothell Attorneys To Get Answers About Your Food Delivery Crash Claim
When you are faced with a food delivery accident claim, it is a complicated process that involves multiple insurance companies. It can feel overwhelming at a time when you need to focus on recovering from your injuries. At Libbey Law Offices, LLC, we help with every step of filing a food delivery accident claim in Bothell. Contact us today to discuss your case during a free case review.
