Call Us atLyft makes getting around Anchorage easy, but an accident can turn that convenience into a legal ordeal. Figuring out who is responsible is complicated, especially when multiple insurance companies are involved, with different rules depending on when the crash happened. This can make determining fault after an Anchorage Lyft accident confusing and stressful.
At Libbey Law Offices, LLC, we help people in this exact situation. Our talented rideshare attorneys could fight to get you the compensation you deserve.
Lyft Insurance
The state’s minimum insurance requirements are often not enough for serious accidents. This is where Lyft’s corporate insurance is important.
When a driver is on a covered trip, Lyft must provide up to $1 million in coverage, which is much better for accident victims. Our Anchorage lawyers could help with determining who is at fault for the Lyft accident and how this affects insurance coverage.
Different Lyft Insurance Periods Affect the Fault Determination
Knowing which insurance policy applies after a Lyft crash in Anchorage is not simple, as it depends on what the driver was doing during the crash and who is at fault. When the driver has the app on but has not accepted a request, their personal insurance covers the accident, and Lyft’s insurance offers very limited supplemental coverage.
Things change when a driver has accepted a ride or has an active passenger. Then, Lyft’s insurance begins with at least $1 million in liability coverage. If the driver has the app off and is not currently working, their personal coverage applies for an accident. Lyft has no obligation to provide coverage, even if the accident involved a Lyft vehicle. You must identify which policies apply and pursue the proper claims to ensure that you receive fair compensation. Our firm could handle all of this for your accident claim.
Common Ways That Lyft Drivers Cause Accidents
Lyft drivers can be at fault for wrecks in Anchorage for many reasons, including:
- Violation of traffic laws
- Poor maintenance of high-mileage cars
- Sudden, unexpected driving maneuvers
- Speeding, often when rushing to finish rides
- Fatigued from driving and working long hours
- Distracted driving as they check the Lyft app and navigation
These factors become even more dangerous in harsh winter conditions. Drivers who do not adjust their habits for ice and snow create a serious risk for everyone on the road.
What Do I Do When a Non-Lyft Driver Is at Fault?
Sometimes, a Lyft accident is caused by another driver. In that case, the other driver’s insurance should cover your damages, but it may not be enough for serious injuries. Lyft’s uninsured/underinsured motorist coverage can provide extra protection, especially for passengers.
If the Lyft driver and the other driver share fault in the accident, both can be held partially responsible in Anchorage. At Libbey Law Offices, LLC, we help untangle these complicated cases and ensure you pursue full compensation. Act promptly, as state law generally gives three years to file a personal injury claim.
Evidence That Proves Fault in Lyft Cases
Lyft crash cases require solid evidence to prove fault in Anchorage. Some of the key pieces of evidence we use to build a strong case include Lyft app data, police reports, photos and cell phone records, and witness statements. Our Anchorage Lyft accident lawyers have the experience to handle these challenging cases and could fight to get you the compensation you deserve.
Contact a Lawyer for Help Determining Fault After a Lyft Wreck in Anchorage
A Lyft accident can be costly, and insurance companies can be difficult, often trying to get out of paying what is fair. At Libbey Law Offices, LLC, we know how to handle these kinds of accident claims and understand the common challenges. We focus on determining fault after an Anchorage Lyft accident and identifying the proper insurance coverage.
Our goal is simple: we want to protect you and help you get the fair outcome you deserve. Contact us today for a free consultation.
