Call Us atDetermining liability when a food delivery app driver causes an accident in Anchorage is a complex issue because several different parties are often involved. Depending on their actions, the driver, the food delivery company (Uber Eats, DoorDash, or Grubhub), pedestrians, and other vehicles may be held responsible for the crash.
An experienced food delivery accident attorney gathers witness statements, collects evidence, and assesses the specifics of the case to help determine liability so that the negligent party or parties are held accountable for their actions.
Food Delivery Drivers Have a Responsibility to Follow the Rules of the Road
Food delivery drivers are paid for each order they process, causing them to hurry to make as many deliveries as possible in a night to maximize their earning potential. This intense pressure to perform often leads to distracted, fatigued, or unsafe driving that can have serious consequences.
Before getting hired, a driver must provide proof of insurance and have a clean driving record. However, despite a company’s best efforts to attract qualified drivers, the time spent in the car can take a toll on even the most experienced drivers.
Food delivery app drivers in Anchorage who fail to operate their vehicles safely and responsibly could be held liable if they are involved in a crash. Since they are independent contractors and not employees, the company only provides automobile insurance in specific circumstances, leaving the driver open to legal action if they are found guilty of reckless or negligent behavior.
Determining Liability in an Accident Involving a Food Delivery App Driver
DoorDash and Uber Eats provide their drivers with third-party auto liability insurance up to $1 million, only if they are participating in an active delivery. This timeframe begins when the driver accepts the delivery on the app and ends when the order is marked delivered, canceled, or unassigned. If a driver is not participating in an active food delivery and is involved in a motor vehicle accident, the claim is handled by their personal auto insurance carrier.
However, if the driver does not purchase an endorsement that includes their gig work, coverage may be denied. In Anchorage and across the state, delivery drivers are required to maintain minimum auto liability insurance, according to the following guidelines:
- $50,000 for bodily injury or death per person
- $100,00 for bodily injury or death per accident
- $25,000 for property damage per accident
While delivery drivers are not required to carry a commercial policy, it is recommended since it typically offers more extensive coverage for liability, property damage, medical payments, and uninsured/underinsured drivers.
Contact an Experienced Personal Injury Lawyer for Help Determining Liability
A motor vehicle accident is a stressful experience that often leads to long-lasting and life-changing consequences. Trying to deal directly with insurance companies without legal representation could prove disastrous, denying you the compensation you deserve for injuries caused by someone else’s negligence.
Working with a skilled attorney to determine liability when a food delivery app driver causes an accident in Anchorage is essential to protecting your rights and getting the compensation you deserve. Contact us today to schedule a free initial consultation and let Libbey Law Offices, LLC fight for damages while you focus on recovering from your injuries.
